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Community Bank & Trust

Nationwide SBA PLP Lender; Top 25 Most Active SBA Lender; and the Nation's #1 USDA B&I Lender for 2024

PHX SBA

Leading the Way in SBA and USDA

Small Business
Loan Program

Program Basics

  • Loans up to 5 million, nationwide
  • Up to 90% financing on business acquisitions
  • Up to 100%+ LTV on real estate purchases and refinances
  • Loan Terms from 10 to 25 years
  • Rates from WSJ Prime +1% to 3%
  • Funding in 45 to 60 days
  • Referral fee schedule provided upon request
  • Business debt consolidation and working capital loans

Eligible Uses

Acquisition & Expansion

Acquisition & Expansion

Construction Loans

Construction Loans

Partner Buyout

Partner Buyout

Succession Planning

Succession Planning

Refinance Business Debt

Refinance Business Debt

What We Need to Get Started

  • Completed loan application
  • Last 3 years business tax returns
  • YTD business financials
  • Business debt schedule
  • Last 3 years personal tax returns
  • Purchase agreement(if applicable)
  • Copies of notes to be refinanced(if applicable)
  • Business plan(if applicable)

Contact Us

Shane Pierson

Shane
Pierson

SBA National Sales Manager

Stephanie Castagnier Dunn

Stephanie
Castagnier Dunn

EVP Chief SBA Revenue Officer

Brian Congelliere

Brian
Congelliere

VP SBA Business Development Officer