SBA Lending Tools
Free calculators and screening tools to help you evaluate SBA loan options. Built by lending professionals who close deals every day.
SBA Loan Calculator
Estimate your monthly payment, total interest, and SBA guarantee fees for any loan amount between $50K and $5M.
Open Tool →DSCR Calculator
Calculate your Debt Service Coverage Ratio to see if your deal meets SBA lender minimums. Supports add-backs.
Open Tool →SBA Eligibility Checker
Answer 7 quick questions to find out if your business likely qualifies for SBA 7(a) financing.
Open Tool →Learn More About SBA Lending
Pair these tools with our in-depth guides for a complete understanding of SBA financing.
Small Business
Loan Program
Program Basics
- Loans up to 5 million, nationwide
- Up to 90% financing on business acquisitions
- Up to 100%+ LTV on real estate purchases and refinances
- Loan Terms from 10 to 25 years
- Rates from WSJ Prime +1% to 3%
- Funding in 45 to 60 days
- Referral fee schedule provided upon request
- Business debt consolidation and working capital loans
Eligible Uses
Acquisition & Expansion
Construction Loans
Partner Buyout
Succession Planning
Refinance Business Debt
What We Need to Get Started
- Completed loan application
- Last 3 years business tax returns
- YTD business financials
- Business debt schedule
- Last 3 years personal tax returns
- Purchase agreement(if applicable)
- Copies of notes to be refinanced(if applicable)
- Business plan(if applicable)